Monther H. AlKhaldi directs the branch network at BSF from Riyadh. His remit covers retail banking performance, frontline customer service, and regulatory governance across the Saudi lender's physical network of branches.
BSF operates 85 branches and self-service centres alongside 520 ATMs across Saudi Arabia. Founded in 1977, the Riyadh-based lender provides retail and corporate banking from regional hubs including Jeddah and Al-Khobar.
Branch networks carry steep operating costs as everyday banking moves to digital channels. AlKhaldi previously oversaw network identity transformation at Riyad Bank. At BSF, he handles frontline sales performance across the physical branches.
